Some title insurance industry members may have experienced struggles in mortgage flow during the past couple of months, but there could be improvements in the situation in the coming weeks.

The Purchase Index rose 0.2 percent during the week ending July 25, 2014 compared to the previous week, according to the Weekly Mortgage Applications Survey from the Mortgage Bankers Association. This level also improved 1 percent week-over-week when unadjusted.

While there may be more people in a better financial position to take out a mortgage, the most recent figures noted that the demand dropped. The report showed that mortgage applications slid 2.2 percent from the previous week, while they also fell 2 percent during that period when unadjusted.

Refinances also took a hit during the week. The report explained that the Refinance Index slid 4 percent from a week earlier. There was a minor decline in the refinance share of mortgage activity, as it dropped to 53 percent from the previous level of 54 percent. Adjustable-rate mortgage share of activity still did not change, as it was 8 percent.

Americans still interested in housing market
While the figures may not be overwhelming, there is still a sense of positivity in the American housing market, especially surrounding future home purchases. According to a report from Fannie Mae, 70 percent of Americans felt that purchasing a home in June was a good idea, significantly higher than the 40 percent who felt it was the right time to sell a property.

"Since we began collecting monthly National Housing Survey data in June 2010, we've seen substantial progress in consumer home price expectations and other key attitudinal measures as the housing recovery gained its footing," said Doug Duncan, senior vice president and chief economist at Fannie Mae. "Still, we do not expect to see 'normal' levels of new residential construction, in the region of 1.6 million new housing units per year, before the end of 2016, our original projection. Such a feat would require a pace of growth in housing starts not seen in decades."

There may be a boost in mortgage applications in the future, as well. The report noted that more than half of those polled felt that it would not be hard for them to get their hands on a home loan, which tied the highest-ever level.