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Equity National Title is a company that's dedicated not only to awesome experiences and community involvement, but to education as well. We maintain this blog so that we can be a valuable resource to homeowners, lenders and realtors. 

 

5 Low Cost Ways to Increase the Value of a Home

By: Equity National   March 2, 2015   No Tags   Uncategorized

5 Low Cost Ways to Increase the Value of a Home

There are several ways to increase the value of a home before it goes on the market. Some of the easiest fixes are thankfully also the most inexpensive. When appropriate, offer these suggestions to your sellers before they decide to show their home for the first time. Declutter and deep clean- Have your client remove any unnecessary furniture or décor that might make a space seem smaller than it actually is and clean everything. For i...

The habits of successful business relationship b...

By: Equity National   February 26, 2015   No Tags   Closing

The habits of successful business relationship b...

Building strong relationships in business requires an engrained set of habits that work to endear you to peers and customers, and leave them wanting to continue working with you. It will be tough to maintain your success without working on your relationships. You will interact with co-workers, customers and peers in the industry on a regular basis – and if you don’t exhibit the kind of habits that typify strong relationship builders, ...

Next Steps When the Home Appraisal is Below the ...

By: Equity National   February 20, 2015   No Tags   Uncategorized

Next Steps When the Home Appraisal is Below the ...

When your clients are knee deep in the home buying process, as their real estate agent, you want everything to run as smoothly as possible for them. So when the home appraisal comes in under the negotiated sale price, you want to take action so the deal doesn’t fall apart. Here are a few ways to approach it. If your client does not feel the appraisal represents the value of the home, there are couple things he or she can do: Review the...

CFPB to renew focus on military families [VIDEO]

By: Equity National   February 20, 2015   No Tags   Closing

CFPB to renew focus on military families [VIDEO]

Toward the end of last year, the Consumer Financial Protection Bureau spent the latter half of 2014 making efforts to mitigate the financial challenges servicemembers face, and a recent release from the agency seems to indicate a continued focus on military families in 2015.  Assistant Director of the CFPB’s office of servicemember affairs Holly Petraeus recently noted in a press release that the bureau will continue...

How to Avoid Some Common Real Estate Closing Pro...

By: Equity National   February 10, 2015   No Tags   Uncategorized

How to Avoid Some Common Real Estate Closing Pro...

Winter is a great time to set your business goals for the year, especially if you’re in the real estate business. During the slow months of winter, you can spend some time reflecting on how your business did last year and determining what you want to achieve this year. Check out our six tried and true tips for setting and reaching your business goals. Set realistic goals. Doubling your sales this spring could happen but ask yoursel...

Networking to improve lending [VIDEO]

By: Equity National   February 9, 2015   No Tags   Closing

Networking to improve lending [VIDEO]

Networking is an important tool for lenders to take advantage of – it can help boost your business prospects and assist you with remaining compliant with regulations. Networking can help you as a lender in a number of ways. For instance, the constant motion of technology and regulation these days means that the lending market is an extremely fluid thing. This doesn’t leave much time for developing solutions. Networking with your ...

Taking a two-pronged approach to housing [VIDEO]

By: Equity National   February 5, 2015   No Tags   Closing

Taking a two-pronged approach to housing [VIDEO]

The government has initiated two different strategies in order to spurn the housing recovery, and we could see that continue through 2015. Stringent underwriting standards have kept many - especially first-time homebuyers - from entering the housing market. This has led to concerns that these tight standards have led to a cooldown in the housing recovery, according to The Washington Post. At the same time, allowing lenders ...

7 ways to help take the stress out of your clien...

By: Equity National   February 3, 2015   No Tags   Uncategorized

7 ways to help take the stress out of your clien...

When you think of a real estate closing, stress-free is probably not the phrase you would use to describe it. No one knows better than mortgage and real estate professionals how wrong closings can go. However, as we wrote about in an earlier blog post: Finding the Awesome, Equity National is on a mission to find the awesome in real estate closings. With this in mind, take a look at this checklist of reminders for your clients. Even if you thin...

Court hands homeowners a victory in mortgage can...

By: Equity National   February 2, 2015   No Tags   Closing

Court hands homeowners a victory in mortgage can...

A recent unanimous Supreme Court ruling was a victory for homeowners who believe they aren’t being treated fairly by lenders.  The court found that homeowners don’t need to file a lawsuit in order to cancel a mortgage – all they need to do is send a letter. All borrowers have to do if they feel that their lenders have violated the federal Truth in Lending Act is inform lending firms via letter that they are canceling. The ...

A wave of renters may be coming to housing marke...

By: Equity National   January 28, 2015   No Tags   Closing

A wave of renters may be coming to housing marke...

Right now rental housing is tight, and the cost of renting is increasing. In these pricey days for renters, the Federal Housing Administration has made several competitive moves with the intention of lowering the cost of home ownership, effectively opening up the housing market to million of renters in the new year.  The FHA, which has often been the preferred option for borrowers with limited down payment and credit, has announced a plan...

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