Blog
Equity National Title is a company that's dedicated not only to awesome experiences and community involvement, but to education as well. We maintain this blog so that we can be a valuable resource to homeowners, lenders and realtors.
By: Equity National May 5, 2015 No Tags Uncategorized
A Homebuyer’s Checklist of Closing Documents
Closing day for buyers and sellers can be both exhilarating and nerve-racking at the same time. All the hard work you have done to help get your homebuyers to that point will soon pay off, but not if important paperwork isn’t available at the closing. Here is a basic checklist to print and share with your clients: Loan Note- This document indicates the homebuyers’ terms of their loan. It should include the amount to be borrowed, int...
By: Equity National April 28, 2015 No Tags Uncategorized
What is Phishing? 4 Tips to Safeguard Your Perso...
According to the Security and Exchange Commission, phishing involves the use of fraudulent emails and copy-cat websites to trick you into revealing valuable personal information — such as account numbers for banking, securities, mortgage, or credit accounts, your social security numbers, and the login IDs and passwords you use when accessing online financial services providers. Often phishing scams involve someone posing to be part of a le...
By: Equity National April 27, 2015 No Tags Title
Congressman proposes new title insurance rules [...
One congressman believes that the practice of real estate agents and sellers referring clients to title insurance firms has to stop, because many of the consumers receiving these recommendations aren’t fully aware of why they are. Rep. Keith Ellison (D-MN) introduced legislation regulating title insurance referrals to ensure that clients are being guided toward the best deals, rather than being given information that sta...
By: Equity National April 21, 2015 No Tags Title
'Rogue' CFPB targeted with transparency bill [VI...
It’s always sunny in Philadelphia, but apparently the same isn’t true for Washington D.C., where one agency has been subject to accusations that it hasn’t been as transparent and accountable as it should be. Many government agencies are subject to a 1972 sunshine act meant to shed light on their practices. The Federal Advisory Committee Act was passed to ensure that the public and Congress would be completely aware of what was...
By: Equity National April 20, 2015 No Tags Uncategorized
50 Words to Avoid in Email Marketing Campaigns
Most people agree that spam–unsolicited email sent in bulk–is a nuisance and can slow down productivity. According to spamlaw.com, spam makes up more than 45% of all emails sent. Spam filters can cut down on the amount of junk messages that wind up in your inbox. However, professionals who follow the anti-spam laws by using permission-based email lists, often get their messages filtered out too. So, how can you make sure that your email...
By: Equity National April 13, 2015 No Tags Title
If you're not mobile friendly, you're doing it w...
When you open up your website on a mobile device, is the text all jumbled, and are the dimensions of the page slightly off? If so, then you could find your site tumbling down Google’s search rankings very soon. Google is about to update its search algorithm, and the alteration will be bad news for any lenders, title agents or other stakeholders in the home buying process whose websites don’t meet the monolithic search engine’s high...
By: Equity National April 7, 2015 No Tags Uncategorized
Favorite Home Features for Today’s Baby Boomer...
Everyone has ideas for their retirement home. Today’s Baby Boomers (those born post–World War II between the years 1946 and 1964) often have much different retirement ideas than their parents did. While their parents were content with downsizing by possibly buying a condo or moving into a smaller one level home, a lot of Baby Boomers are using their retirement to upgrade or completely change their current living arrangements. A recent surv...
By: Equity National April 6, 2015 No Tags Title
CFPB's latest toolkit gets good response [VIDEO]
Though the last time the Consumer Financial Protection Bureau released a guide to help consumers didn’t go well, the agency’s latest toolkit for prospective homeowners has had a much warmer response. New tool designed to help consumers understand disclosure documents The latest innovation from the CFPB, part of its “Know Before You Owe” initiative, will replace an older guide with a new toolkit designed to assist people thr...
By: Equity National April 2, 2015 No Tags Title
It seems everyone wants better title insurance o...
Title insurance firms have taken a beating in recent years due to the volume of consumer complaints they’ve had to handle, but much of the blame can be placed on lax state regulation – something lawmakers are working to change. Title insurance firms want regulations to fit their specific industry more properly, consumers want to be treated better during the home buying process and regulators want these businesses to remain compliant ...
By: Equity National March 30, 2015 No Tags Uncategorized
Understanding Emotional Intelligence and Success
Emotional intelligence first became popular in the 1995 when Daniel Goleman’s book Emotional Intelligence: Why It Can Matter More Than IQ made the New York Times best seller list. In his book, Golemen, a psychologist and New York Times science writer, indicates that emotional intelligence could be a key element in achieving success for many people. What is Emotional Intelligence? According to Psychology Today, emotional intelligence i...