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Equity National Title is a company that's dedicated not only to awesome experiences and community involvement, but to education as well. We maintain this blog so that we can be a valuable resource to homeowners, lenders and realtors. 

 

Small Changes Can Change Everything

By: Equity National   October 6, 2015   No Tags   Uncategorized

Small Changes Can Change Everything

Welcome to the inaugural edition of our blog. Through it, we’re celebrating the roll out of our new website and we hope you will like it as much as we do! Our new mobile friendly design makes us accessible to lenders, realtors and homeowners from anywhere at any time. It's easier than ever to learn about us by navigating through an intuitive and user-friendly site. We've put a lot of thought into your experience as a user and we understan...

MBA: Housing market has 'shifted into high gear'...

By: Equity National   July 28, 2015   No Tags   Closing

MBA: Housing market has 'shifted into high gear'...

The Mortgage Bankers Association has significantly hiked up its mortgage forecasts for this year after a strong spring buying season.  In 2014, total originations reached $1.12 trillion, according to a press release on the increased projections. The trade group estimates that figure will jump 23 percent to $1.35 trillion in 2015 and then likely fall to $1.26 trillion in 2016. Previously, the forecast for 2015 had been a 14 perce...

Most complaints to CFPB about mortgages

By: Equity National   July 27, 2015   No Tags   Closing

Most complaints to CFPB about mortgages

A recent report indicates that the biggest financial problem people have these days is paying off their mortgages.  The California Public Interest Research Group — Education Fund, after studying the Consumer Financial Protection Bureau's public complaint database, found that the most common sort of issue within the archive was mortgage complaints. The agency began accepting complaints in July 2011, and started hearing mortgage...

Millions of borrowers can save through refinanci...

By: Equity National   July 20, 2015   No Tags   Closing

Millions of borrowers can save through refinanci...

Around 6.5 million mortgage borrowers are eligible for, and could benefit from, refinancing options for their home loans.  Black Knight Financial Services’ “Mortgage Monitor Report” found that substantial savings wait for borrowers who alter their home loans through refinancing options. The financial services firm took a look at 30-year mortgages as well as current underwriting criteria to determine how many people wo...

5 Tips for Building a Motivated Team at Work

By: Equity National   June 29, 2015   No Tags   Uncategorized

5 Tips for Building a Motivated Team at Work

No matter what business you are in, there will be times at work when you feel like your energy and focus has been depleted. The motivation to keep your team going can sometimes feel like a job in itself. However, staying motivated can help your team reach its goals much more successfully. Here are 5 tips to help build motivation in your team at work. Clarify and maintain roles- Knowing exactly what is expected of each individual member ...

What do home-buyers complain about the most?

By: Equity National   June 24, 2015   No Tags   Closing

What do home-buyers complain about the most?

It isn’t uncommon for people to run into problems during the home-buying process. It can certainly get confusing, and some lenders simply don’t provide the sort of assistance necessary for people to go from mortgage application to closing without a hitch. The first step to eliminating these issues for borrowers, is to understand what they are.   The Consumer Financial Protection Bureau broke down complaints it received in 20...

Trends in multigenerational homes

By: Equity National   June 23, 2015   No Tags   Uncategorized

Trends in multigenerational homes

More and more these days, families are deciding that having their older parents or other relatives move in with them is a practical alternative to retirement housing or having their older relatives live on their own. It is becoming common to see multigenerational homes popping up everywhere. And these homes are much more than just a small section of a home being repurposed. Some homes have full in-law apartment sections that include all the a...

Is your website making a good first impression?

By: Equity National   June 17, 2015   No Tags   Closing

Is your website making a good first impression?

Buying a home isn’t an easy decision, and for many people, their first bits of information on the process come from Internet searches. The search for a home has gone digital, and housing professionals who don’t keep their websites up-to-date could be left behind by those that do put an effort into maintaining a responsive and informative online presence. That’s because 90 percent of all home buyers begin their searches with an ...

What is NOT included in credit reports?

By: Equity National   June 16, 2015   No Tags   Uncategorized

What is NOT included in credit reports?

Credit reports are valuable tools used by lenders to determine whether or not a prospective client can be given a loan. As real estate and mortgage professionals, you are well aware that clients often have questions about what is included on credit reports. Just as it’s important for clients to know what is included in a credit report, it’s also important for them to be aware of what is NOT included in a credit report. Take a look at s...

Some borrowers lying on mortgage applications

By: Equity National   June 15, 2015   No Tags   Closing

Some borrowers lying on mortgage applications

Owner-occupied loans are a better deal than investment property loans, which is one reason why many borrowers lie on their mortgage applications to get a better deal.  On their mortgage applications, home buyers are required to indicate whether they are borrowing for a primary residence, secondary residence or an investment property. The act of misrepresenting the sort of residence a mortgage is intended for is called “occupancy fr...

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