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Equity National Title is a company that's dedicated not only to awesome experiences and community involvement, but to education as well. We maintain this blog so that we can be a valuable resource to homeowners, lenders and realtors. 

 

7 ways to help take the stress out of your clien...

By: Equity National   February 3, 2015   No Tags   Uncategorized

7 ways to help take the stress out of your clien...

When you think of a real estate closing, stress-free is probably not the phrase you would use to describe it. No one knows better than mortgage and real estate professionals how wrong closings can go. However, as we wrote about in an earlier blog post: Finding the Awesome, Equity National is on a mission to find the awesome in real estate closings. With this in mind, take a look at this checklist of reminders for your clients. Even if you thin...

Court hands homeowners a victory in mortgage can...

By: Equity National   February 2, 2015   No Tags   Closing

Court hands homeowners a victory in mortgage can...

A recent unanimous Supreme Court ruling was a victory for homeowners who believe they aren’t being treated fairly by lenders.  The court found that homeowners don’t need to file a lawsuit in order to cancel a mortgage – all they need to do is send a letter. All borrowers have to do if they feel that their lenders have violated the federal Truth in Lending Act is inform lending firms via letter that they are canceling. The ...

A wave of renters may be coming to housing marke...

By: Equity National   January 28, 2015   No Tags   Closing

A wave of renters may be coming to housing marke...

Right now rental housing is tight, and the cost of renting is increasing. In these pricey days for renters, the Federal Housing Administration has made several competitive moves with the intention of lowering the cost of home ownership, effectively opening up the housing market to million of renters in the new year.  The FHA, which has often been the preferred option for borrowers with limited down payment and credit, has announced a plan...

4 Body Language Tips to Nurture Business Relatio...

By: Equity National   January 28, 2015   No Tags   Uncategorized

4 Body Language Tips to Nurture Business Relatio...

Body language has been studied for centuries. Charles Darwin wrote the first scientific study about nonverbal communication, also known as body language, back in 1872. Recently it has become an important area of research as scientists learn more about neuroscience and pathways in the brain. Every day, we send and receive nonverbal cues however many people don’t realize that how they make someone feel is often communicated through signals that ...

What can happen without title insurance

By: Equity National   January 27, 2015   No Tags   Title

What can happen without title insurance

The decision not to buy title insurance can be the impetus for a number of horrifying situations.  Purchasing a home is a huge investment in itself, but without title insurance, you could end up paying even more. There is always the chance that the title search missed something, and in that case, you could be as prepared as possible otherwise, but if you don’t purchase title insurance you’ll end up paying for the previous owner’s mi...

What your clients need to know about title insur...

By: Equity National   January 22, 2015   No Tags   Uncategorized

What your clients need to know about title insur...

No one knows more than mortgage and real estate professionals how overwhelming the home buying process can be for some people. And if you’ve been in this field for any length of time, you know that an important part of your job is to educate clients so that they can make sensible decisions that fit their needs. One question that people often ask is: what is title insurance? So it’s a good idea to become very familiar with explaining the key c...

Using analytics to address complaints [VIDEO]

By: Equity National   January 21, 2015   No Tags   Closing

Using analytics to address complaints [VIDEO]

There are a number of webinars and information sessions these days touting data analytics as a tool for improving customer service for lenders, and for good reason.  The Consumer Financial Protection Bureau is analyzing information from its consumer complaint database in order to develop strategies for regulating lenders in the future. It has an archive of nearly 200,000 complaints through which analytical software can sift, identifying k...

Building relationships for lenders in 3 easy ste...

By: Equity National   January 15, 2015   No Tags   Title

Building relationships for lenders in 3 easy ste...

Building relationships with peers and borrowers is essential for lending success.  This is important in any industry, but for those in housing it is doubly essential, with the Consumer Financial Protection Bureau’s complaint database housing a wealth of stories of relationships gone sour due to ignorance or a lack of clarity. Knowledge of how to build and maintain strong relationships is something that nearly all successful business own...

Understanding Millennial Home Buying Trends

By: Equity National   January 13, 2015   No Tags   Uncategorized

Understanding Millennial Home Buying Trends

First time home buyers have always played an important role in the real estate market. However, according to the National Association of Realtors, among adults under 35 years old (who typically make up the first-time homebuyer market) homeownership is down to 36 percent from a high of 43 percent in 2005. This generation, the millennials, were born between 1980 and 1995 and comprise about one-third of the total US population. Research shows t...

Title insurance industry appears solid for 2015

By: Equity National   January 13, 2015   No Tags   Uncategorized

Title insurance industry appears solid for 2015

The title insurance industry should remain stable for the next one to two years, despite a dash of uncertainty and some setbacks.  Fitch Ratings announced its belief that the U.S. title insurance sector should remain stable for the next 12 to 24 months. The ratings agency came to this conclusion for several reasons. First was the potential for an increase in origination purchases in 2015. Also taken into account was the increase...

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