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Next Steps When the Home Appraisal is Below the ...

By: Equity National   February 20, 2015   No Tags   Uncategorized

Next Steps When the Home Appraisal is Below the ...

When your clients are knee deep in the home buying process, as their real estate agent, you want everything to run as smoothly as possible for them. So when the home appraisal comes in under the negotiated sale price, you want to take action so the deal doesn’t fall apart. Here are a few ways to approach it. If your client does not feel the appraisal represents the value of the home, there are couple things he or she can do: Review the...
How to Avoid Some Common Real Estate Closing Pro...

By: Equity National   February 10, 2015   No Tags   Uncategorized

How to Avoid Some Common Real Estate Closing Pro...

Winter is a great time to set your business goals for the year, especially if you’re in the real estate business. During the slow months of winter, you can spend some time reflecting on how your business did last year and determining what you want to achieve this year. Check out our six tried and true tips for setting and reaching your business goals. Set realistic goals. Doubling your sales this spring could happen but ask yoursel...
7 ways to help take the stress out of your clien...

By: Equity National   February 3, 2015   No Tags   Uncategorized

7 ways to help take the stress out of your clien...

When you think of a real estate closing, stress-free is probably not the phrase you would use to describe it. No one knows better than mortgage and real estate professionals how wrong closings can go. However, as we wrote about in an earlier blog post: Finding the Awesome, Equity National is on a mission to find the awesome in real estate closings. With this in mind, take a look at this checklist of reminders for your clients. Even if you thin...
4 Body Language Tips to Nurture Business Relatio...

By: Equity National   January 28, 2015   No Tags   Uncategorized

4 Body Language Tips to Nurture Business Relatio...

Body language has been studied for centuries. Charles Darwin wrote the first scientific study about nonverbal communication, also known as body language, back in 1872. Recently it has become an important area of research as scientists learn more about neuroscience and pathways in the brain. Every day, we send and receive nonverbal cues however many people don’t realize that how they make someone feel is often communicated through signals that ...
What your clients need to know about title insur...

By: Equity National   January 22, 2015   No Tags   Uncategorized

What your clients need to know about title insur...

No one knows more than mortgage and real estate professionals how overwhelming the home buying process can be for some people. And if you’ve been in this field for any length of time, you know that an important part of your job is to educate clients so that they can make sensible decisions that fit their needs. One question that people often ask is: what is title insurance? So it’s a good idea to become very familiar with explaining the key c...
Title insurance industry appears solid for 2015

By: Equity National   January 13, 2015   No Tags   Uncategorized

Title insurance industry appears solid for 2015

The title insurance industry should remain stable for the next one to two years, despite a dash of uncertainty and some setbacks.  Fitch Ratings announced its belief that the U.S. title insurance sector should remain stable for the next 12 to 24 months. The ratings agency came to this conclusion for several reasons. First was the potential for an increase in origination purchases in 2015. Also taken into account was the increase...
Understanding Millennial Home Buying Trends

By: Equity National   January 13, 2015   No Tags   Uncategorized

Understanding Millennial Home Buying Trends

First time home buyers have always played an important role in the real estate market. However, according to the National Association of Realtors, among adults under 35 years old (who typically make up the first-time homebuyer market) homeownership is down to 36 percent from a high of 43 percent in 2005. This generation, the millennials, were born between 1980 and 1995 and comprise about one-third of the total US population. Research shows t...
New mortgage disclosure forms coming [VIDEO]

By: Equity National   January 12, 2015   No Tags   Uncategorized

New mortgage disclosure forms coming [VIDEO]

Changes are coming that will make the mortgage process a bit easier next year. Two mortgage disclosure forms that will launch late next summer will notify homebuyers of changes to their deals. The Loan Estimate disclosure will show the details of the deal, while the Closing Disclosures will explain whether the borrower is getting the same deal at closing. Until the new ones are released in August 2015, the same three forms current...
CFPB to allow more lenders to register for compl...

By: Equity National   January 9, 2015   No Tags   Uncategorized

CFPB to allow more lenders to register for compl...

The Consumer Financial Protection Bureau’s consumer complaint database, a contentious feature since its implementation, will receive upgrades and become more accessible to lenders.  The CFPB is making changes to its complaint archive in order to streamline response times, and part of that effort will be increased access to the database for lenders, according to a recent notice from the bureau. The regulatory body is working on...
For housing, 2015 brings the new normal [VIDEO]

By: Equity National   January 8, 2015   No Tags   Uncategorized

For housing, 2015 brings the new normal [VIDEO]

The housing market is changing a lot these days, and as the calendar flips into 2015, everyone should prepare for what experts are calling the new normal.  The new year will likely be marked by somewhat of a return to balance for the U.S. housing economy as the formerly rapidly recovering market enters a state of stability and normalcy for the first time in years, according to Forbes. While 2014 has been rather strange, including a p...

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