Our Blog

What is NOT included in credit reports?

By: Equity National   June 16, 2015   No Tags   Uncategorized

What is NOT included in credit reports?

Credit reports are valuable tools used by lenders to determine whether or not a prospective client can be given a loan. As real estate and mortgage professionals, you are well aware that clients often have questions about what is included on credit reports. Just as it’s important for clients to know what is included in a credit report, it’s also important for them to be aware of what is NOT included in a credit report. Take a look at s...
Setting the Budget for Your Kitchen Remodel

By: Equity National   June 9, 2015   No Tags   Uncategorized

Setting the Budget for Your Kitchen Remodel

You have your new kitchen planned out in your head, you know what color scheme you want, and you have a contractor lined up to take the next step. However, before you pick up the phone to schedule that contractor, you will want to add another line on your to-do list: Setting up your kitchen remodel budget. Even if you are working with a small kitchen design, you can easily end up spending more than you anticipated if you are not careful. S...
Bankruptcy not an option for canceling second mo...

By: Equity National   June 4, 2015   No Tags   Uncategorized

Bankruptcy not an option for canceling second mo...

On Monday, June 1 the Supreme Court ruled that homeowners who file for bankruptcy will not be able to cancel their second mortgages if they owe more on the loans than their houses are worth.  Bankruptcy no longer an option for stripping second mortgages The case, Bank of America, N.A. v. Caulkett, pitted a homeowner who argued that because the second mortgage is paid off after the first, it is essentially useless, against the loan provid...
Insurance basics for first time homebuyers

By: Equity National   June 2, 2015   No Tags   Uncategorized

Insurance basics for first time homebuyers

The right homeowner’s insurance policy is one of the most important items a home buyer can purchase. A home is often an individual’s biggest asset so it is critical to protect it with enough insurance. Always recommend that your clients ask their insurance agent detailed questions about their policy. However, for some basics about what homeowners insurance typically covers, take a look at the list below. The structure of the home...
Helping your clients avoid common home selling m...

By: Equity National   May 26, 2015   No Tags   Uncategorized

Helping your clients avoid common home selling m...

Making a sale for your clients can be a great experience. The thrill of leaving a closing after everything went smoothly can put smiles on the faces of everyone involved. But when a house doesn’t sell, it can lead to a lot of frustration for everyone involved. Most real estate professionals know that when a home doesn’t sell, it could have absolutely nothing to do with the market. It could be about presentation. Here are a few tips to ...
7 Time Management Tips for a Balanced Life

By: Equity National   May 19, 2015   No Tags   Uncategorized

7 Time Management Tips for a Balanced Life

Research by the American Psychological Association, shows that reducing stress levels may protect an individual’s health long-term. However, most of us have a difficult time reducing our stress levels because we live in a world of constant pressure from job responsibilities, education goals, children’s activities, caring for elderly relatives, managing our finances, and much more. These responsibilities often require much of our time so t...
Helping Your Buyers Make Choices that Work

By: Equity National   May 12, 2015   No Tags   Uncategorized

Helping Your Buyers Make Choices that Work

Whether your clients are buying their first home, buying a condo, or buying a vacation home, real estate agents want to offer suggestions that help them in their decision making process. Be sure to share these tips the next time you meet with your home buying clients: Make a list of priorities that are most important to have in a home. For some people it may be floor space. For others it may be a workable kitchen. Keep the list with you...
A Homebuyer’s Checklist of Closing Documents

By: Equity National   May 5, 2015   No Tags   Uncategorized

A Homebuyer’s Checklist of Closing Documents

Closing day for buyers and sellers can be both exhilarating and nerve-racking at the same time. All the hard work you have done to help get your homebuyers to that point will soon pay off, but not if important paperwork isn’t available at the closing. Here is a basic checklist to print and share with your clients: Loan Note- This document indicates the homebuyers’ terms of their loan. It should include the amount to be borrowed, int...
What is Phishing? 4 Tips to Safeguard Your Perso...

By: Equity National   April 28, 2015   No Tags   Uncategorized

What is Phishing? 4 Tips to Safeguard Your Perso...

According to the Security and Exchange Commission, phishing involves the use of fraudulent emails and copy-cat websites to trick you into revealing valuable personal information — such as account numbers for banking, securities, mortgage, or credit accounts, your social security numbers, and the login IDs and passwords you use when accessing online financial services providers. Often phishing scams involve someone posing to be part of a le...
50 Words to Avoid in Email Marketing Campaigns

By: Equity National   April 20, 2015   No Tags   Uncategorized

50 Words to Avoid in Email Marketing Campaigns

Most people agree that spam–unsolicited email sent in bulk–is a nuisance and can slow down productivity. According to spamlaw.com, spam makes up more than 45% of all emails sent. Spam filters can cut down on the amount of junk messages that wind up in your inbox. However, professionals who follow the anti-spam laws by using permission-based email lists, often get their messages filtered out too. So, how can you make sure that your email...

Pages