By: Equity National Title November 1, 2018 No Tags Uncategorized
November: Spotlight on Innovators
We are living in a transformative time and to highlight that each month, we’ll introduce you to men and women who invented or created a new technology or business model that was revolutionary and that has shaped our current reality. Their stories start here, and continue by following the link. We hope you join us in being stimulated by these stories to take your own transformative or revolutionary approach to the home financing business! -James...
By: Equity National October 29, 2018 No Tags Uncategorized
My Lines: November 2018
Seeking and applying feedback has been at the center of our business for over 20 years. So it should come as no surprise that most of our service improvements or innovations are ‘customer-inspired’ and not created in a vacuum. Such is our newest innovation – the equity app. Months ago we asked mortgage bankers of all types, especially loan officers, and realtors, what they experienced as the main sources of friction in their transactions...
By: Equity National October 23, 2018 No Tags Uncategorized
Cybercrime. What to know & tips to prevent it
Cybercrime poses perhaps the single greatest risk to all participants in a real estate transaction. Over the past several years, cybercriminals have targeted the mortgage industry with increasingly sophisticated schemes designed to steal funds or gain access to NPPI data. Unfortunately, despite the widely publicized reports detailing exactly how these schemes work and the preventative measures individuals and organizations should impl...By: Equity National Title January 25, 2018 No Tags Uncategorized
2018: The year of the Digital Mortgage Finally?
The digitization of businesses all over the world has been underway for some time now, and ever so slowly, it is beginning to seep into the mortgage industry but in 2018 I believe it will accelerate greatly, making 2018 the year of the Digital Mortgage. The front end of the lending process has largely gone digital already, with borrower loan application processes having been pushed to websites and interactions being more electronic than teleph...
By: Equity National Title October 31, 2017 No Tags Uncategorized
The e-closing hype: Is it full of sound and fury...
The ‘talk’ in the industry about e-closings often reminds me of a famous line from Shakespeare’s Macbeth: ‘full of sound and fury, signifying nothing!’ Progress toward the ‘holy grail’ goal of fully remote electronic closings seems to be measured in baby steps, and understandable given limitations at the state and recording office level. However, a giant leap forward is achievable when lenders embrace what they can achieve today and...
By: Equity National December 2, 2016 Array Uncategorized
Equity National and Mid America Mortgage Execute...
Equity National Title recently collaborated with Mid America Mortgage to conduct three e-Closings, including one in Austin, Texas. The e-closing process, which did accommodate the “wet signing” of certain documents before a notary as required by state law, allowed the homebuyers to review all pertinent closing forms online well before the scheduled closing. The homebuyers were also able to “e-sign” all documents not bound b...
By: Equity National June 17, 2016 No Tags Uncategorized
Equity Inspiration: Orlando Strong
The images and stories produced from the tragedy in Orlando are heart-wrenching. And while we are tempted to see America through the prism of the horror and terror, the real America quickly shows up: it is the America where its people run toward trouble to rescue, aid, give care and comfort. And it is the America where hundreds of its people line up to donate blood and gather to pray and show solidarity. It reminded one of our teammates of a...
By: Equity National May 23, 2016 No Tags Uncategorized
Equity Inspiration: Differences?
I was flying high at 30,000 feet and I couldn’t tell what state I was over. My perspective was I saw no dividing lines or borders, which I found ironic in that most of the news I was reading that morning is about border conflicts, and acute differences and hostility one people group to another. Differences. So my view from 6 miles up from my window seat made me think about one of my all-time favorite pictures – the one above – take...
By: Equity National May 6, 2016 No Tags Uncategorized
Equity Inspiration: If You Can Read This Thank A...
I recall an old bumper sticker that said ‘if you can read this, thank a teacher.’ My first and best teacher was my mother. She was a Kindergarten teacher, and once she started having babies, moved her classroom to the home and taught her six children through and including when she took her last breath. She gave us all an appreciation for the written word and I can remember reading with her for a half an hour a night during the sum...
By: Equity National March 22, 2016 No Tags Uncategorized