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My Lines: January 2019

By: Equity National Title   January 9, 2019   No Tags   Uncategorized

My Lines: January 2019

I often draw inspiration and story content from sports. A little noticed story buried in a newspaper’s sports section this weekend caught my eye and got me thinking. It was about Kyrie Irving – arguably the Celtic’s best player and one of the best in the NBA for the past couple of years – and something he did when no one was watching. He had just scored a team high 22 points and led his team to cut a 26 point 3rd quarter deficit to ...
News Lines: January

By: Equity National Title   January 9, 2019   No Tags   Uncategorized

News Lines: January

With the decision in the PHH case, the ousting of industry foe and former Consumer Financial Protection Bureau (CFPB) Director Richard Cordray, and the perceived ‘defanging’ of the Bureau, has Real Estate Settlement Procedures Act (RESPA) compliance become a thing of the past?  Has the industry clock rewound itself to the days before Dodd Frank?  Are we now back to the time of ‘anything goes’ in the land of business referrals? &...
Call and Response - Alexander Graham Bell’s Te...

By: Equity National   January 2, 2019   No Tags   Uncategorized

Call and Response - Alexander Graham Bell’s Te...

We are living in a transformative time and to highlight that each month, we’ll introduce you to men and women who invented or created a new technology or business model that was revolutionary and that has shaped our current reality. Their stories start here, and continue by following the link. We hope you join us in being stimulated by these stories to take your own transformative or revolutionary approach to the home financing business! -James...
 Putting America on the Road - Henry Ford and th...

By: Equity National Title   December 11, 2018   No Tags   Uncategorized

Putting America on the Road - Henry Ford and th...

We are living in a transformative time and to highlight that each month, we’ll introduce you to men and women who invented or created a new technology or business model that was revolutionary and that has shaped our current reality. Their stories start here, and continue by following the link. We hope you join us in being stimulated by these stories to take your own transformative or revolutionary approach to the home financing business! -James...
My Lines: December 2018

By: Jim O'Donnell   December 4, 2018   No Tags   Uncategorized

My Lines: December 2018

The heirloom ornaments are in a new home – mine – after a little more than five decades of being part of my parent’s Christmas decorations. At first, they hung from their Christmas trees until they downsized to our ‘beach house’ and displayed them in a globe. It enjoyed a prominent setting among their Christmas decorations for decades, a visual reminder of Christmases long ago, but more importantly, of how our school-teacher Mother stim...
Information Security on the Silver Screen

By: Michael Thomas   December 3, 2018   No Tags   Uncategorized

Information Security on the Silver Screen

Being an information technology and security professional (some may say nerd or geek) I love to watch movies and shows that have a strong element of technology in them. Especially hacking. I love movies that include hackers and hacking and servers and mainframes and cyberattacks and on and on. No matter how bad and ridiculous they are and that’s pretty much every movie that includes it. Ridiculous? Every movie about hacking? Yes. Most mov...
November: Spotlight on Innovators

By: Equity National Title   November 1, 2018   No Tags   Uncategorized

November: Spotlight on Innovators

We are living in a transformative time and to highlight that each month, we’ll introduce you to men and women who invented or created a new technology or business model that was revolutionary and that has shaped our current reality. Their stories start here, and continue by following the link. We hope you join us in being stimulated by these stories to take your own transformative or revolutionary approach to the home financing business! -James...
My Lines: November 2018

By: Equity National   October 29, 2018   No Tags   Uncategorized

My Lines: November 2018

Seeking and applying feedback has been at the center of our business for over 20 years. So it should come as no surprise that most of our service improvements or innovations are ‘customer-inspired’ and not created in a vacuum. Such is our newest innovation – the equity app. Months ago we asked mortgage bankers of all types, especially loan officers, and realtors, what they experienced as the main sources of friction in their transactions...
Cybercrime. What to know & tips to prevent it

By: Equity National   October 23, 2018   No Tags   Uncategorized

Cybercrime. What to know & tips to prevent it

Cybercrime poses perhaps the single greatest risk to all participants in a real estate transaction.  Over the past several years, cybercriminals have targeted the mortgage industry with increasingly sophisticated schemes designed to steal funds or gain access to NPPI data.  Unfortunately, despite the widely publicized reports detailing exactly how these schemes work and the preventative measures individuals and organizations should impl...
2018: The year of the Digital Mortgage Finally?

By: Equity National Title   January 25, 2018   No Tags   Uncategorized

2018: The year of the Digital Mortgage Finally?

The digitization of businesses all over the world has been underway for some time now, and ever so slowly, it is beginning to seep into the mortgage industry but in 2018 I believe it will accelerate greatly, making 2018 the year of the Digital Mortgage. The front end of the lending process has largely gone digital already, with borrower loan application processes having been pushed to websites and interactions being more electronic than teleph...

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